New Insurance (and Welcome, Megan Mary Knapp!)

...or back to the old.


My company may likely be switching insurance. UGH. The old/new insurance company does not have my primary doc in the plan. My preferred hospital and ob/gyn and cardiologist (from days gone by) are all in - the other things I check.

But my primary doc I have had since I moved to Springfield 15 years and 1 month ago this week, she has guided me through many health issues, some real and some perceived (by both her and me), and is the one I believe sent an email to my OB/GYN last week outlining that I was, um, unhappy about the previous visit that I believe he had in his hand when he walked into the office last week.

I NEED HER.

Fortunately I do have people, and just consulted my other father (my best friend's dad) who told me that baby #5 is Megan Mary who arrived two days ago, but is still in the NICU with a heart concern and that mom had her first c-section and delivery drugs with little Megan, but apparently both should be coming home tomorrow....I will call them on the road to Indy.....I digress - that was NOT the reason I called him.

He and his sons own Stumm Insurance and specialize in our type of health plan. Sadly, they are not our broker, but check them out if I have some lurkers in the Chicagoland area. He advised me on our rate increase issues, broke it down for us, and offered some advice so that we could likely stay with BC/BC instead of Central IL Giant PPO that does not have my doctor.

I love our plan type - even though I initially hated it - I will offer my commentary on the many values of a high deductible HSA plan on at later post - and hope/pray that we get to stay with it under a different configuration. Since my endo and I contributed for about 12% of the 42%rate jump, and seem to be the ONLY one who cares if we end up with Central IL Giant PPO we will see.